Switching from Mint — Unicorn Money

Mint was “see everything in one place” — connect your bank, watch the transactions roll in, get a dashboard view of your life. It was free, because you were the product; Intuit was selling your data. And it was simple enough that you could actually use it without thinking too hard.

Then Intuit shut it down, and suddenly you had to pick: do I want the surveillance and complexity of Monarch? The methodology of YNAB? Do I go back to a spreadsheet?

What we do like Mint.

The things that made Mint easy to live with are things we kept on purpose.

It's simple. No complicated rules to learn, no four-step philosophy. Just: here's what you make, here's what you save, give, and spend, here's what's left.

It works for couples. Built for two people to share finances without fighting about it.

It's not trying to be your investment advisor. Mint was about cash flow. So are we.

Here's what's different.

Mint watched what already happened. Unicorn Money helps you decide what happens next.

	Mint	Unicorn Money
Data source	Bank sync (Plaid) — automatic	Manual logging — intentional
Reporting	“Here's what you spent” — forensic	“Here's what you planned and how it's going” — forward-looking
Ritual	Check whenever, in random moments	A monthly conversation with your partner
Partner feature	Shared view of the dashboard	Full partnership in the planning
AI	None	Una coaches you both
Cost	Free (you're the product)	$12/month for both partners

The trade-off: Mint was passive — sync and observe. Unicorn Money is active — plan and adjust.

Mint is gone. You don't need something complicated to replace it.

What we do like Mint.

Here's what's different.

See what a real budget conversation looks like →